Raytown sits between Kansas City and Independence, and it has a hometown feel all its own. The city incorporated in 1950, and many of its neighborhoods grew up in the years after World War II — homes that are still well-loved family houses today.
Shield Squad Agency is just a few minutes away in Independence. Troy Lentz helps Raytown homeowners, renters, drivers, and business owners figure out what coverage fits — no jargon and no pressure.
Independence is only a few minutes from Raytown, so we're about as local as it gets.
Whether you've owned your Raytown home for decades or just signed a lease, we'll walk through your options in plain English and help you figure out what actually matters.
Troy Lentz
Licensed Insurance Advisor
Here's how we approach the coverage Raytown households and businesses ask about most.
Between 350 Highway, Raytown Road, Blue Ridge Boulevard, and quick access to I-435 and I-470, Raytown drivers have plenty of routes — and plenty of stop-and-go. We'll help you choose limits and deductibles that make sense.
Many Raytown homes date back to the decades after World War II. That can mean older roofs, wiring, or plumbing, and it makes knowing your true rebuild cost especially important.
Renting a house or apartment in Raytown? Your landlord's policy is for the building. Renters insurance helps protect your belongings and covers your liability if you're responsible for an accident.
If someone depends on your paycheck, life insurance helps make sure they'd be okay. We'll lay out term, whole life, and IUL side by side so you can see the differences.
Raytown's local shops, restaurants, and service businesses keep the community going. We'll talk through liability, property, and other coverage that may fit your business.
Whether you ride to work or just on nice weekends, we'll make sure your bike has the coverage Missouri requires and talk about what else may be worth adding.
Longview Lake is a short drive from Raytown, and plenty of local boaters head to bigger lakes in the summer. We'll make sure your boat and trailer coverage fits how you use them.
If your camper or travel trailer lives in the driveway between trips, it can still be stolen or damaged by a storm. We'll talk about how it's covered when it's parked, too.
Vet bills can sneak up on anyone. We can help you understand pet insurance through Farmers, provided by Pets Best, and what to check before you choose a plan.
Ready to review your coverage? Talk with a local advisor in Raytown.
A few local realities worth keeping in mind when you review your coverage.
Yes. We're based in Independence, just a few minutes away, and Raytown is very much part of the area we serve.
It can. The age and condition of the roof, wiring, and plumbing can affect your coverage options. We'll go over what matters for your house and make sure your coverage reflects today's rebuild costs.
It depends on what caused it, where it landed, and what each policy says, so it's worth calling before you assume. We can help you understand how your homeowners policy would treat it.
Usually, yes. A homeowners policy is designed for a home you live in. A landlord policy is generally a better fit once the house is rented to someone else.
Read: Landlord vs. Homeowners InsuranceEvery Missouri driver needs liability coverage — at least $25,000 per person and $50,000 per accident for injuries, and $25,000 for property damage — plus uninsured motorist coverage. We can help you decide whether the minimums are really enough for you.
Auto insurance basicsYes. Depending on what your business does, we can talk through general liability, property, commercial auto, and workers' comp. Call or text (816) 291-3898 to start the conversation.
Business insurance basicsLearn more about the coverage Raytown, MO households and businesses ask about, or see how we help customers across Missouri.
Insurance Across MissouriNearby Communities
A regular home policy is built for you living there. The moment you hand over keys to a tenant, the insurance conversation changes.
Hail does not wait for a convenient Saturday. Here is what I walk local homeowners through so a storm is a headache, not a financial surprise.
What to do at the scene, what to wait on, and when to call your agent — written for regular drivers, not claims adjusters.
Talk with Troy Lentz and the Shield Squad Agency team about your insurance needs.
Troy Lentz
Licensed Insurance Advisor
