Shield Squad Agency
Overland Park, Kansas

Insurance in Overland Park, Kansas, Made Personal

Overland Park got its start in 1905, when William B. Strang Jr. bought farmland south of Kansas City, laid out neighborhoods, and even built an interurban rail line and an airfield to bring people out. It became a city in 1960, and today it stretches from older blocks near downtown all the way south to the Arboretum on 179th Street.

Troy Lentz at Shield Squad Agency works with Overland Park families and business owners from just across the state line in Independence, along with their neighbors in Leawood, Olathe, and Lenexa.

Local Presence

Working With Shield Squad in Overland Park

Our office is on the Missouri side, but plenty of the people we help live in Kansas. Calls, texts, and our online quote form make it easy, and you won't be handed off to a call center.

Whether you're in a starter townhome, a house you've owned for decades, or running a business out of an office park, we'll take the time to understand what you actually need.

Troy Lentz

Licensed Insurance Advisor

  • Based in Independence, MO 64055
  • Call or text (816) 291-3898
  • Monday – Friday, 9:00 AM – 5:00 PM
  • A Farmers Insurance Agency
Insurance in Overland Park

Coverage for Life in Overland Park

These are the coverages Overland Park households and businesses ask us about most.

Auto Insurance for Overland Park Drivers

Between I-435, US-69, and the daily stop-and-go on Metcalf, Overland Park drivers see a lot of traffic. Kansas policies include personal injury protection (PIP), and we'll help you pick liability limits that fit busy roads, not just the state minimum.

Home Insurance for Overland Park Homeowners

Overland Park has everything from older ranch homes in the north to newer two-story houses in the south. We'll make sure your dwelling limit reflects today's rebuilding costs and that you understand how your wind and hail deductible works.

Renters Insurance in Overland Park

Lots of folks rent in Overland Park — apartments near work, a townhome while house hunting, or a place close to JCCC. Renters insurance covers your belongings and your liability, which the building owner's policy won't.

Life Insurance for Overland Park Families

If a mortgage, childcare, and college plans all depend on your paycheck, life insurance is how you keep those plans on track. We'll compare term, whole life, and IUL with you, no pressure.

Business Insurance for Overland Park Businesses

From consultants and medical offices to restaurants and contractors, Overland Park businesses come in every shape. We'll talk through liability, property, and the other coverages that match how you work.

Boat Insurance for Overland Park Boaters

Whether you fish a county lake or tow to the Lake of the Ozarks for a week, we'll explain how your boat, trailer, and liability on the water are covered.

RV Insurance for Overland Park RV Owners

If your RV lives in a storage lot because the HOA won't allow it in the driveway, we'll make sure it's covered there, on the road, and at the campsite.

Pet Insurance for Overland Park Pet Owners

From dog-park regulars to indoor cats, every pet can have a surprise vet visit. We'll explain pet insurance through Farmers, provided by Pets Best, in plain English.

Ready to review your coverage? Talk with a local advisor in Overland Park.

Local Know-How

Insurance Considerations for Overland Park

A few things worth keeping in mind for a home, car, or business in Overland Park.

Kansas PIP Requirements
Kansas auto policies must include personal injury protection, which helps with certain medical and related costs no matter who caused the accident.
Hail and Your Deductible
Some policies use a separate wind and hail deductible figured as a percentage of your dwelling limit. Know your number before the next storm rolls through.
Working on the Missouri Side
Plenty of Overland Park residents work in Kansas City, Missouri. Your auto policy follows you across the line, but it's written to meet Kansas rules.
Newer Homes in the South
Newer homes with upgraded finishes can cost more to rebuild than people expect. A current replacement-cost estimate is worth a few minutes.
Townhomes and HOAs
If you own a townhome, your HOA's master policy may cover only part of the building. We'll help you see where your own coverage needs to start.
FAQ

Overland Park Insurance Questions

Can Shield Squad help me in Overland Park if your office is in Missouri?

Yes. We work with Kansas customers by phone, text, and our online quote form, and Overland Park is right across the state line from us.

What does PIP cover on a Kansas auto policy?

Personal injury protection helps pay certain medical expenses, lost wages, and related costs after an accident, regardless of fault. Kansas requires it on every auto policy.

Auto insurance basics
I live in Overland Park and drive into Missouri for work. Am I covered over there?

Auto policies generally go with you when you drive in another state. Since your car is registered in Kansas, your policy is built to meet Kansas requirements.

Auto insurance basics
My townhome has an HOA. Do I still need my own policy?

Usually, yes. The HOA's master policy often covers shared areas and parts of the structure, but your belongings, interior, and liability may be on you. Bring us your HOA documents and we'll sort it out.

Home insurance basics
How does a percentage hail deductible work?

Instead of a flat amount, you'd pay a percentage of your dwelling limit on a wind or hail claim. On a $400,000 dwelling limit, a 1% deductible would be $4,000.

Home insurance basics
How do I get a quote?

Call or text (816) 291-3898, or send the quick quote form online. We'll follow up and walk you through your options.

Keep Exploring

Related Insurance

Learn more about the coverage Overland Park, KS households and businesses ask about, or see how we help customers across Kansas.

Insurance Across Kansas

Have Questions About Your Coverage?

Talk with Troy Lentz and the Shield Squad Agency team about your insurance needs.