Lexington, Missouri

Insurance in Lexington, Missouri, a Historic River Town

Lexington wears its history on its sleeve. The Lafayette County Courthouse has been in use since 1847, and you can still see the hole a cannonball left in one of its columns during the 1861 Battle of Lexington — often called the Battle of the Hemp Bales. At the state historic site, the Anderson House still has bullet holes in its walls.

Shield Squad Agency is based in Independence, and Troy Lentz works with Lexington families and businesses, along with neighbors in Higginsville, Odessa, and across Lafayette County.

Get a Quote Call or Text (816) 291-3898

Local Presence

Local Help for Lexington and Lafayette County

Lexington is east of the metro along the Missouri River, and you can count on us for help without leaving town — just call or text.

Historic homes, river-bottom ground, and long-standing family businesses all bring different coverage questions, and we'll work through yours together.

Troy Lentz

Licensed Insurance Advisor

Based in Independence, MO 64055
Call or text (816) 291-3898
Monday – Friday, 9:00 AM – 5:00 PM
A Farmers Insurance Agency

Insurance in Lexington

Coverage for Life in Lexington

Here's how we approach the coverage Lexington households and businesses ask about most.

Auto Insurance for Lexington Drivers

Lexington drivers use Highway 13 to get down to I-70 and Highway 24 to head west toward the metro. Those longer drives and two-lane stretches are worth matching with the right limits and deductibles.

Get an Auto Quote More about Auto Insurance

Home Insurance for Lexington Homeowners

Lexington has a lot of older and historic homes, some with craftsmanship that's hard to match today. We'll help make sure your dwelling coverage reflects what it would really take to repair or rebuild.

Get a Home Quote More about Home Insurance

Renters Insurance in Lexington

Renting an apartment downtown or a house on a side street? Your landlord's coverage stops at the building. Renters insurance takes care of your belongings and liability.

Get a Renters Quote More about Renters Insurance

Life Insurance for Lexington Families

Some Lexington families have been here for generations, and others just arrived. Either way, life insurance helps protect the people you'd leave behind. We'll keep it simple.

Get a Life Quote More about Life Insurance

Business Insurance for Lexington Businesses

Shops and offices around the courthouse square often sit in older buildings with their own quirks. We'll talk through property, liability, and what your lease says you're responsible for.

Get a Business Quote More about Business Insurance

Motorcycle Insurance for Lexington Riders

River bluffs and rolling farm country make Lafayette County a great place to ride. We'll set up coverage that fits your bike and your season.

Get a Motorcycle Quote More about Motorcycle Insurance

Boat Insurance for Lexington Boaters

Whether you fish the river or tow to a lake for the weekend, we'll explain how your boat, motor, trailer, and liability on the water are covered.

Get a Boat Quote More about Boat Insurance

RV Insurance for Lexington RV Owners

If your camper spends the off-season in the barn or the driveway, it still needs protection. We'll go over coverage on the road and in storage.

Get an RV Quote More about RV Insurance

Pet Insurance for Lexington Pet Owners

Old-house cats and riverside dogs both end up at the vet sometimes. We'll explain how pet insurance through Farmers, provided by Pets Best, can help.

Get a Pet Quote More about Pet Insurance

Ready to review your coverage? Talk with a local advisor in Lexington.

Get a Quote Call or Text (816) 291-3898

Local Know-How

Insurance Considerations for Lexington

What we'd keep in mind for a home, car, or business in Lexington.

Historic and Older Homes: Older homes can need specialized materials and labor to repair. Make sure your dwelling limit reflects a realistic cost, not just market value.
Missouri River Bottoms: Property in the river bottoms can flood, and homeowners policies generally don't cover flood. Check FEMA's flood maps if you're near low ground.
Businesses on the Square: Older commercial buildings and visitors on foot mean property and liability deserve a close look. Your lease matters, too.
Highway 13 and Highway 24: Driving to I-70 or toward the metro adds up. Review your liability limits and know how a deer collision would be handled.
Storms on the Bluffs: Storms can hit hard on the high ground above the river. Big old trees and older roofs are worth keeping an eye on.

FAQ

Lexington Insurance Questions

Do you help people in Lexington?

Yes. We're based in Independence and work with Lexington households and businesses throughout Lafayette County.

My Lexington home is over a hundred years old. Is that a problem?

Not necessarily, but older homes need careful attention to the roof, wiring, and plumbing, and to what it would cost to rebuild. We'll go through it with you.

Home insurance basics

Does my homeowners policy cover flooding from the river?

Generally, no. Flood is usually a separate policy. If you're near the river or in a low area, it's worth looking at the FEMA flood maps and talking with us.

I own a building on the square. What coverage should I think about?

Start with the building itself, your liability to customers, your equipment, and any income you'd lose if you had to close after a covered loss.

Business insurance basics

I'm thinking about renting out my old house. What changes?

Once you're renting it out, a standard homeowners policy usually isn't the right fit. We'll explain what changes and what a landlord policy covers.

Home insurance basics

How do I get in touch from Lexington?

Call or text (816) 291-3898, or send us a quote request online — no trip to Independence needed.

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