Auto Insurance for Columbia Drivers
I-70 and Highway 63 cross in Columbia, and game-day and move-in traffic can make town busy. We'll set up coverage that fits your daily driving, and help you sort out how a student's car should be insured.
Columbia is the Boone County seat and home to the University of Missouri, founded in 1839 as the first public university west of the Mississippi. Stephens College and Columbia College are here too, and the MKT Trail follows an old railroad line out of town to connect with the Katy Trail.
Shield Squad Agency is based in Independence, farther west on I-70, so Troy Lentz helps Columbia families, renters, and business owners by phone, by text, and through our online quote form.
We're not a Columbia office, and we won't pretend to be. What you get is a local agency that takes the time to explain your coverage, one conversation at a time.
If you're a Kansas City–area parent with a student in Columbia, we can help with your coverage and theirs.
Troy Lentz
Licensed Insurance Advisor
Here's how we approach the coverage Columbia households, students, and businesses ask about most.
I-70 and Highway 63 cross in Columbia, and game-day and move-in traffic can make town busy. We'll set up coverage that fits your daily driving, and help you sort out how a student's car should be insured.
From older homes near downtown and campus to newer subdivisions on the edges of town, Columbia has every kind of house. We'll help you set a dwelling limit that reflects the cost to rebuild.
Columbia is full of renters — students, young professionals, and families. Your landlord's policy covers the building, not your laptop, bike, or furniture. A renters policy covers your things and your liability.
Students living off campus may not be covered by their parents' homeowners policy, so it's worth checking before the lease starts.
Whether you work at the university, at a hospital, or for yourself, life insurance protects the people who count on your income. We'll lay out term, whole life, and IUL side by side so you can compare.
Shops and restaurants that serve students, landlords with a few rental houses, and contractors all have different risks. We'll talk through the coverage that fits your business.
Riding to class, to work, or out on Boone County's country roads? We'll match your motorcycle coverage to your bike and your riding.
Plenty of Columbia boaters head south to the big lakes on summer weekends. We'll make sure you understand what's covered for the boat, the trailer, and your liability once you launch.
Tailgating, road trips, or weekends at a state park — we'll go over how your RV is covered on the road, parked at a campground, and stored at home.
Trail dogs and apartment cats both deserve good care. We'll walk through how pet insurance through Farmers, provided by Pets Best, works for accidents and illnesses.
Ready to review your coverage? Talk with a local advisor in Columbia.
A few things we'd keep in mind for life in Columbia.
Yes. We help Missouri customers outside the Kansas City area by phone, text, and our online quote form, and Columbia is no exception.
Often, yes. A parent's homeowners policy may not cover belongings in an off-campus apartment, or may cover very little. Renters insurance is usually inexpensive and covers liability, too.
Renters insurance basicsIt depends on who owns the car and where it's kept. Let us know where your student will be living so the policy reflects where the car is actually garaged.
Auto insurance basicsGenerally a landlord policy, which covers the building and your liability as the owner. Your tenants would need their own renters insurance for their belongings.
Home insurance basicsCustomer injuries, your building or lease, your equipment and inventory, and any income you'd lose if you had to close for a covered loss. We'll go through each one.
Business insurance basicsCall or text (816) 291-3898, or send us a quote request online, and we'll walk you through everything by phone.
Learn more about the coverage Columbia, MO households and businesses ask about, or see how we help customers across Missouri.
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Talk with Troy Lentz and the Shield Squad Agency team about your insurance needs.
Troy Lentz
Licensed Insurance Advisor