Shield Squad Agency
Columbia, Missouri

Insurance in Columbia, Missouri, Mid-Missouri's College Town

Columbia is the Boone County seat and home to the University of Missouri, founded in 1839 as the first public university west of the Mississippi. Stephens College and Columbia College are here too, and the MKT Trail follows an old railroad line out of town to connect with the Katy Trail.

Shield Squad Agency is based in Independence, farther west on I-70, so Troy Lentz helps Columbia families, renters, and business owners by phone, by text, and through our online quote form.

Local Presence

Personal Help for Columbia, Wherever You Are

We're not a Columbia office, and we won't pretend to be. What you get is a local agency that takes the time to explain your coverage, one conversation at a time.

If you're a Kansas City–area parent with a student in Columbia, we can help with your coverage and theirs.

Troy Lentz

Licensed Insurance Advisor

  • Based in Independence, MO 64055
  • Call or text (816) 291-3898
  • Monday – Friday, 9:00 AM – 5:00 PM
  • A Farmers Insurance Agency
Insurance in Columbia

Coverage for Life in Columbia

Here's how we approach the coverage Columbia households, students, and businesses ask about most.

Auto Insurance for Columbia Drivers

I-70 and Highway 63 cross in Columbia, and game-day and move-in traffic can make town busy. We'll set up coverage that fits your daily driving, and help you sort out how a student's car should be insured.

Home Insurance for Columbia Homeowners

From older homes near downtown and campus to newer subdivisions on the edges of town, Columbia has every kind of house. We'll help you set a dwelling limit that reflects the cost to rebuild.

Renters Insurance in Columbia

Columbia is full of renters — students, young professionals, and families. Your landlord's policy covers the building, not your laptop, bike, or furniture. A renters policy covers your things and your liability.

Students living off campus may not be covered by their parents' homeowners policy, so it's worth checking before the lease starts.

Life Insurance for Columbia Families

Whether you work at the university, at a hospital, or for yourself, life insurance protects the people who count on your income. We'll lay out term, whole life, and IUL side by side so you can compare.

Business Insurance for Columbia Businesses

Shops and restaurants that serve students, landlords with a few rental houses, and contractors all have different risks. We'll talk through the coverage that fits your business.

Boat Insurance for Columbia Boaters

Plenty of Columbia boaters head south to the big lakes on summer weekends. We'll make sure you understand what's covered for the boat, the trailer, and your liability once you launch.

RV Insurance for Columbia RV Owners

Tailgating, road trips, or weekends at a state park — we'll go over how your RV is covered on the road, parked at a campground, and stored at home.

Pet Insurance for Columbia Pet Owners

Trail dogs and apartment cats both deserve good care. We'll walk through how pet insurance through Farmers, provided by Pets Best, works for accidents and illnesses.

Ready to review your coverage? Talk with a local advisor in Columbia.

Local Know-How

Insurance Considerations for Columbia

A few things we'd keep in mind for life in Columbia.

Students Living Off Campus
A parent's homeowners policy may extend only limited coverage to a student away at school, and often less once they move off campus. Renters insurance can fill that gap.
Rental Houses Near Campus
If you own a house that you rent to students, you'll generally need a landlord policy rather than a homeowners policy. Liability limits matter, too.
I-70 and Highway 63
Highway driving, busy event weekends, and lots of new drivers in town make liability limits and collision coverage worth reviewing.
Mid-Missouri Storms
Spring hail and wind are common in Boone County. Know your roof's age and your deductible before storm season gets going.
Help by Phone and Text
We're based in Independence, so Columbia customers work with us by phone, text, and online. It's simple, and you won't need to come in.
FAQ

Columbia Insurance Questions

Do you work with customers in Columbia even though you're in Independence?

Yes. We help Missouri customers outside the Kansas City area by phone, text, and our online quote form, and Columbia is no exception.

My child is moving into an apartment in Columbia. Do they need renters insurance?

Often, yes. A parent's homeowners policy may not cover belongings in an off-campus apartment, or may cover very little. Renters insurance is usually inexpensive and covers liability, too.

Renters insurance basics
My student is taking a car to Columbia. How should it be insured?

It depends on who owns the car and where it's kept. Let us know where your student will be living so the policy reflects where the car is actually garaged.

Auto insurance basics
We bought a house to rent to students. What coverage do we need?

Generally a landlord policy, which covers the building and your liability as the owner. Your tenants would need their own renters insurance for their belongings.

Home insurance basics
I own a small business near campus. What should I think about?

Customer injuries, your building or lease, your equipment and inventory, and any income you'd lose if you had to close for a covered loss. We'll go through each one.

Business insurance basics
How do we get started from Columbia?

Call or text (816) 291-3898, or send us a quote request online, and we'll walk you through everything by phone.

Keep Exploring

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Have Questions About Your Coverage?

Talk with Troy Lentz and the Shield Squad Agency team about your insurance needs.