Excelsior Springs got its start in 1880 around mineral springs, and that history is easy to spot — the Art Deco Hall of Waters now serves as City Hall, and the Elms Hotel has been welcoming guests in its current building since 1912. It's a historic town with plenty of country right outside it.
Troy Lentz at Shield Squad Agency, based in Independence, works with Excelsior Springs households and businesses, along with neighbors in Liberty, Kearney, and across Clay and Ray counties.
Excelsior Springs is a bit of a drive from our office in Independence, but you can reach us by call or text, and we're happy to help from here.
Whether your home is a century old or brand new, we'll walk through your coverage in plain English.
Troy Lentz
Licensed Insurance Advisor
Here's how we approach the coverage Excelsior Springs households and businesses ask about most.
Getting from Excelsior Springs into the metro usually means some miles on two-lane highways like Highway 10. Rural roads, deer, and winter weather are all good reasons to check your collision and comprehensive coverage.
Plenty of Excelsior Springs homes date back to the town's early years. Older homes can mean older roofs and systems, and historic details can cost more to repair — so your dwelling coverage should reflect that.
Renting in town? Your landlord's insurance covers the building, not your furniture or your liability. Renters insurance fills that gap.
Life insurance is about the people who count on you. We'll walk through term, whole life, and IUL, and help you figure out how much coverage makes sense for your family.
From shops and restaurants downtown to lodging and hospitality businesses that carry on the town's spa-era tradition, Excelsior Springs businesses have their own needs. We'll talk through what may fit.
Rolling hills and two-lane roads around Excelsior Springs make for great riding. We'll make sure your bike is covered the way you actually use it.
Whether you trailer over to Smithville Lake or head farther from home, we'll go over liability, physical damage, and how your trailer is covered.
If your camper sits on your property between trips, it still needs protection from storms and theft. We'll explain how motorhome and travel-trailer coverage works.
Farm dogs, house cats, and everything in between can need a vet when you least expect it. We'll explain what pet insurance through Farmers, provided by Pets Best, may help with.
Ready to review your coverage? Talk with a local advisor in Excelsior Springs.
What we'd keep in mind for an Excelsior Springs home, car, or business.
Yes. We're based in Independence and work with customers across the Kansas City area, including Excelsior Springs.
Whether and how a home can be insured depends on the house and the insurance company. The roof, wiring, and plumbing all matter, and historic details can cost more to repair — we'll help you understand your options.
Hitting a deer is generally covered under comprehensive, not collision, subject to your deductible and policy terms. If you carry only liability, damage to your own car generally isn't covered.
Auto insurance basicsStart with how your business works — your building or lease, your customers, your equipment, and any employees. From there, we'll talk about which coverages may make sense.
Business insurance basicsUsually not the trailer itself. A homeowners policy might extend a little coverage to your belongings on a trip, but the trailer generally needs a policy of its own.
RV insurance basicsCall or text (816) 291-3898, Monday through Friday, from 9:00 AM to 5:00 PM.
Learn more about the coverage Excelsior Springs, MO households and businesses ask about, or see how we help customers across Missouri.
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Talk with Troy Lentz and the Shield Squad Agency team about your insurance needs.
Troy Lentz
Licensed Insurance Advisor
